Flexible financing to grow your business
Driving growth through innovative financial solutions
Experience that inspires trust, knowledge that drives results
Trade & Working Capital (TWC) is a company founded by Baihas Baghdadi in 2019 that has made its mark in Spain’s financial sector, becoming a key player in providing complementary financing to small and medium-sized enterprises. TWC has the capacity to support business growth and expansion through tailored solutions that accelerate the business conversion cycle, addressing working capital needs both domestically and internationally. TWC offers innovative ideas to improve cash flow management and provides the necessary financing to drive business growth, promoting diversification of funding sources. The company has a specialised team with over 300 years of combined experience in financing working capital for companies on an international scale.
Solutions
At TWC, we have developed an efficient and straightforward process, removing the bureaucracy of traditional methods, allowing our clients to focus on growing and expanding their business.
1 / 5
Receivables financing
Our tailored financing provides businesses with a quick injection of liquidity, allowing them to convert their receivables into cash within days. This agile approach offers the flexibility to cover urgent operational needs, seize investment opportunities, or improve cash flow to foster growth.
2 / 5
Inmediate liquidity
With our instant liquidity solutions, you can turn your receivables into cash in just a few days.
3 / 5
Cash flow
We help you free up resources and reduce pressure on your cash flow, allowing you to focus on strategic projects that drive growth and ensure the long-term sustainability of your business.
4 / 5
Security
We understand that growth comes with risks, which is why we have developed solutions that protect you in your commercial transactions.
5 / 5
Growth
Our solutions are designed to maximise value and efficiency, ensuring that each client receives a service perfectly aligned with their strategic objectives.
Count on us to succeed together
Benefits
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We offer total flexibility, allowing you to choose which receivables to sell and when.
Credibility is essential to building trust in everything we do, fostering strong and lasting relationships with our partners.
You won’t need to worry about additional costs; we provide the receivables purchase agreement with no hidden fees.
With our support, your business will have no limits. Achieve the goals you’ve always aspired to and take your business as far as you can imagine.
