Flexible financing to grow your business

Driving growth through innovative financial solutions

Who we are

Experience that inspires trust, knowledge that drives results

 

 

Trade & Working Capital (TWC) is a company founded by Baihas Baghdadi in 2019 that has made its mark in Spain’s financial sector, becoming a key player in providing complementary financing to small and medium-sized enterprises. TWC has the capacity to support business growth and expansion through tailored solutions that accelerate the business conversion cycle, addressing working capital needs both domestically and internationally. TWC offers innovative ideas to improve cash flow management and provides the necessary financing to drive business growth, promoting diversification of funding sources. The company has a specialised team with over 300 years of combined experience in financing working capital for companies on an international scale. 

Solutions

At TWC, we have developed an efficient and straightforward process, removing the bureaucracy of traditional methods, allowing our clients to focus on growing and expanding their business.

Receivables financing

Our tailored financing provides businesses with a quick injection of liquidity, allowing them to convert their receivables into cash within days. This agile approach offers the flexibility to cover urgent operational needs, seize investment opportunities, or improve cash flow to foster growth.

Inmediate liquidity

With our instant liquidity solutions, you can turn your receivables into cash in just a few days.

Cash flow

We help you free up resources and reduce pressure on your cash flow, allowing you to focus on strategic projects that drive growth and ensure the long-term sustainability of your business.

Security

We understand that growth comes with risks, which is why we have developed solutions that protect you in your commercial transactions.

Growth

Our solutions are designed to maximise value and efficiency, ensuring that each client receives a service perfectly aligned with their strategic objectives.

Solutions

At TWC, we have developed an efficient and straightforward process, removing the bureaucracy of traditional methods, allowing our clients to focus on growing and expanding their business.

1 / 5

Receivables financing

Our tailored financing provides businesses with a quick injection of liquidity, allowing them to convert their receivables into cash within days. This agile approach offers the flexibility to cover urgent operational needs, seize investment opportunities, or improve cash flow to foster growth.

2 / 5

Inmediate liquidity

With our instant liquidity solutions, you can turn your receivables into cash in just a few days.

3 / 5

Cash flow

We help you free up resources and reduce pressure on your cash flow, allowing you to focus on strategic projects that drive growth and ensure the long-term sustainability of your business.

4 / 5

Security

We understand that growth comes with risks, which is why we have developed solutions that protect you in your commercial transactions.

5 / 5

Growth

Our solutions are designed to maximise value and efficiency, ensuring that each client receives a service perfectly aligned with their strategic objectives.

Count on us to succeed together

Benefits

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01
Versatility

We offer total flexibility, allowing you to choose which receivables to sell and when.

02
Credibility

Credibility is essential to building trust in everything we do, fostering strong and lasting relationships with our partners.

03
No surprises

You won’t need to worry about additional costs; we provide the receivables purchase agreement with no hidden fees.

04
No boundaries

With our support, your business will have no limits. Achieve the goals you’ve always aspired to and take your business as far as you can imagine.

Join the experience

We will be happy to welcome you and guide you towards personalized strategies that exceed your expectations. Let’s start this journey together.

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