Trade & Working Capital

At Trade & Working Capital (TWC), we take pride in having built a company that, since its establishment by Baihas Baghdadi in 2019, has become a benchmark in the complementary finance sector. We have positioned ourselves as a key player in the market, offering complementary financing solutions that have enabled many medium-sized enterprises not only to sustain their operations but also to drive their growth and expansion, both nationally and internationally. In just a few years, we have experienced strong, sustained, and balanced growth, made possible by the trust of our clients. 

From our inception, our mission has been clear: to be a strategic partner for medium-sized enterprises, providing them with the tools and resources they need to optimise their cash flow management and accelerate their business conversion cycle. We understand that every company is unique, which is why we strive to offer tailored financial solutions that meet the specific needs of each client, enabling them to diversify their funding sources and reduce the risks associated with relying on a single source of capital. 

We are proud to have a team of experts who collectively have over 300 years of experience in working capital financing for businesses in international markets. This extensive experience allows us to understand the challenges businesses face and equips us to anticipate their future financing needs. 

We are committed to financial innovation and providing customer-centric service. This commitment has enabled us to develop a portfolio of services that not only increases the competitiveness of the companies we work with but also significantly contributes to economic development in Spain. At TWC, we remain focused on our mission to be a growth engine for medium-sized enterprises.